Under the Windfall Elimination Provision, your Social Security retirement or disability benefit is figured using a modified formula when you are also entitled to a pension from a job where you did not pay Social Security tax. As a result, you will receive a lower Social Security benefit than if you were not entitled to a pension from LABF. This provision reduces, but does not totally eliminate your Social Security benefits. For additional information, please refer to the Social Security publication, “Windfall Elimination Provision.”